About Us
Prudent Plus Limited is a company registered in The United Kingdom, specialising in promoting car insurance services to customers in the UK. Our goal is to help you look for suitable insurance cover from a variety of providers.
Use of the Website
The Site is intended for use by individuals and entities seeking information about car insurance policies in the UK. You may access and use the site for personal, non-commercial purposes only.
- You must be at least 18 years of age to use this site.
- You agree not to use the site for any illegal or unauthorised purposes, including, but not limited to, violating any laws applicable in your jurisdiction.
- All content provided on the site, including but not limited to text, graphics, logos, and images, is owned or licensed by Prudent Plus Limited. You may not reproduce, distribute, or exploit this content without our express permission.
Insurance Services Disclaimer
Prudent Plus Limited acts as an intermediary in promoting car insurance services and does not directly offer insurance policies. We provide information about insurance options from various third-party providers. By using this site, you acknowledge and agree that:
- We do not guarantee the availability or accuracy of the insurance products and services listed on the site.
- Any contract of insurance you enter into will be directly between you and the insurance provider, and not with Prudent Plus Limited. We are not responsible for the performance, terms, or conditions of these policies.
- Whilst we make every effort to ensure that the information on our website is up to date and accurate, we do not warrant or guarantee that the information is free from errors, omissions, or inaccuracies.
- It is your responsibility to ensure that the insurance policy you select meets your needs and requirements. You should read the full policy documents and terms from the insurance provider before making a decision.
Limitation of Liability
To the fullest extent permitted by law, Prudent Plus Limited will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or your reliance on the information provided.
- We do not guarantee that the site will be error-free, uninterrupted, or free from viruses or other harmful components.
- We are not liable for any damages or losses incurred as a result of errors or inaccuracies on the site, delays in operation, or issues with third-party insurance providers.
- Nothing in these Terms shall exclude or limit our liability for death or personal injury caused by our negligence or any other liability that cannot be excluded or limited under UK law.
Intellectual Property
All content, design, layout, graphics, and software on this site are the intellectual property of Prudent Plus Limited or its licensors and are protected by copyright and other intellectual property laws. You may not modify, copy, distribute, or use any materials from the site without our prior written consent.
Privacy and Data Protection
We are committed to protecting your personal data in compliance with UK and European data protection laws, including the General Data Protection Regulation (GDPR) and the Data Protection Act 2018. Our Privacy Policy explains how we collect, use, and store your personal data when you use our services.
Cookies
Our website may, in the future, use cookies to enhance your browsing experience and provide relevant content.
User Responsibilities
As a user of our site, you agree to use the site in a responsible and lawful manner. You are prohibited from:
- Using the site for any purpose that is illegal or prohibited by these Terms.
- Attempting to gain unauthorised access to any portion of the site or any systems or networks connected to the site.
- Transmitting any harmful or malicious software or engaging in activities that may damage the functionality of the site.
- Engaging in any form of data mining, scraping, or unauthorised data collection from the site.
Third-Party Links
The site may contain links to third-party websites that are not operated or controlled by Prudent Plus Limited. These links are provided for your convenience, and we do not endorse or assume any responsibility for the content or practices of these third-party websites. We encourage you to review the terms and conditions and privacy policies of any third-party websites you visit.
Termination
We reserve the right to terminate or suspend your access to the site at any time without notice if you breach any of these Terms. We may also terminate or suspend your access if required by law or if we discontinue the site.
Complaints and Disputes
If you have any concerns or complaints regarding the site or the services we provide, please contact us using the details in the About Us page. We will try to resolve your complaint in a timely and satisfactory manner.
Any disputes arising out of or in connection with these Terms shall be governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales will have exclusive jurisdiction over any disputes.
Your Rights under UK and European Law
As a consumer in the UK and the European Union, you have certain rights under applicable laws, including the right to:
- Access information about the personal data we hold about you, as provided under the General Data Protection Regulation (GDPR).
- Request correction of any inaccurate personal data or the deletion of personal data in certain circumstances.
- Withdraw your consent to data processing, where consent is the legal basis for processing.
- File a complaint with the Information Commissioner’s Office (ICO) if you believe that your data has not been processed in accordance with the law.
For more details on your rights and how we process your personal data, please review our Privacy Policy.
Changes to the Terms
We may revise these Terms at any time without prior notice by updating this page. It is your responsibility to regularly review the Terms to ensure you are aware of any changes. Your continued use of the site after any updates constitutes acceptance of the new Terms.
. Contacting Us
If you have any questions or concerns regarding these Terms, or if you need to get in touch with us for any reason, you can contact us at Booths Hall, Booths Park, Chelford Road, Knutsford, Cheshire, United Kingdom, WA16 8GS.
Disclaimer
The information provided on this site is for general informational purposes only. Whilst we strive to ensure the accuracy of the information, Prudent Plus Limited does not guarantee the completeness, reliability, or suitability of the content for any specific purpose. The use of the information is at your own risk.
We are not responsible for any decisions made based on the information provided on the site. You should seek professional advice and read full policy documents from insurance providers before making any purchasing decisions.
Entire Agreement
These Terms constitute the entire agreement between you and Prudent Plus Limited regarding your use of the site and supersede all prior agreements and understandings.
Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will continue to be in full force and effect.
Governing Law
These Terms and any disputes arising out of your use of the site or our services will be governed by and construed in accordance with the laws of England and Wales.